How this works
- 1
Tell us what you need
Use any tool on the site. No phone number, no sign-up.
- 2
See indicative options
A realistic range, and the one thing most likely to hold your file back.
- 3
Get your document list
Exactly what a lender will ask for, for your profile — in plain language.
- 4
Talk to an advisor
One person at Transakt, who has already read everything you told us.
Start with whichever of these is on your mind
EMI Calculator
See the monthly instalment, the total interest, and how much of year one is interest.
OpenEligibility Check
A realistic range for what you could raise — and the one factor limiting it.
OpenDocument Checklist
Exactly what a lender will ask for, for your business type.
OpenFOIR Calculator
How much of your income is already committed, and what is left for a new EMI.
OpenBusiness loans
₹5 lakh to ₹2 croreSecured and unsecured funding for established Hyderabad businesses. We will tell you what you would realistically qualify for before you apply anywhere — including when the honest answer is that unsecured will not stretch that far.
Usually needed: three or more years of trading, GST filed, turnover from around ₹50 lakh.
Loan Against Property
₹25 lakh – ₹5 crore
Raise against property you already own. Lower rate, longer tenure, and a bigger amount than unsecured lending — with the real trade-off explained honestly.
MoreHome Loan
Purchase · Transfer · Top-up
Buying, or paying more than you need to on a loan you already have. Our balance transfer calculator shows the saving net of switching cost, not the flattering gross number.
MorePersonal Loan
₹50,000 – ₹40 lakh
For salaried and self-employed applicants. If you run a business and need more than ₹10 lakh, we will usually tell you to look elsewhere on this site.
MoreWhy Transakt
We are a loan facilitation firm in Panjagutta, Hyderabad. We work out what you are likely to qualify for, help you get the file right before it goes anywhere, and take it to the lender most likely to say yes.
What we are not is a lead broker. Your details go to one advisor here — not to five lenders who then all ring you.
What Transakt does not do
- We do not lend. We are not a bank or an NBFC. Every sanction is the lender’s decision.
- We do not sell or share your details with multiple lenders so they can all call you.
- We do not promise approvals, amounts or interest rates. Nobody honestly can.
- We do not ask for PAN, Aadhaar, bank statements or any document on this website.
Worth understanding before you borrow
Home loans & process
Processing fees, and everything else you actually pay
Beyond interest, expect a processing fee of 0.5% to 3%, and on a property loan another ₹10,000 to ₹35,000 in valuation and…
Home loans & process
How long does a loan actually take, stage by stage?
An unsecured business loan takes five to fifteen working days from a complete file. A home loan takes two to four weeks.…
Home loans & process
What a sanction letter is — and what it definitely is not
A sanction letter is the lender saying they are willing to lend a stated amount on stated terms, subject to conditions. It…
Common questions
Do you charge me anything?
No. Checking your eligibility, using any tool on this site and speaking to an advisor are all free. Transakt is paid by the lender when a loan is disbursed. If that ever changes for a particular case, we will tell you before you commit to anything.
Which banks and NBFCs do you work with?
We work across a panel of banks and NBFCs. We do not publish their logos or names on the website, because doing that implies endorsements and arrangements that should not be claimed loosely. Your advisor will tell you exactly which lenders your file is being taken to, and why.
Will my details be shared with lots of lenders?
No. One advisor at Transakt handles your file. We approach lenders selectively, with your knowledge. We do not sell your details and we do not pass them to anyone who has not been discussed with you.
Can you help if my CIBIL score is low?
Sometimes, and we will be straight with you about when we cannot. A low score narrows the options and usually costs more. What matters more than the number itself is why it is low — a settled account, a genuine dispute and simple carelessness are three very different conversations. Talk to an advisor rather than guessing.
How long does a business loan actually take?
An unsecured business loan with clean documents typically takes five to fifteen working days from a complete file to disbursement. A loan against property takes longer — usually three to six weeks — because of valuation and legal checks on the property. Anyone promising a sanction in 24 hours is describing an in-principle approval, not money in your account.
Do I have to give my phone number to use the calculators?
No, and you never will. Every calculator, the eligibility check and the document checklist all work completely without giving us anything. We ask for a name, mobile and city at one point only — when you decide you want an advisor to look at your file.
Talk to us
Riviera Apartment, Door No: 6-3-347/9, Flat 507
Dwarakapuri Colony, Erramanzil, Panjagutta
Hyderabad – 500082
Telangana, India
Monday to Saturday, 9:30am to 7:30pm
Calls go to 63098 45677. WhatsApp goes to 92021 61718.
Send your requirement to an advisor
Your file
- One advisor, not five lenders. Your details are not sold or shared.
- A call within one working day, on the number you give us.
- No documents needed yet. No PAN, no Aadhaar, no statements.
- Ask us to delete your file at any time and we will.